LOAN PROGRAM
INTEREST RATE
APR *
MONTHLY PRINCIPAL &
INTEREST PAYMENT
PER $1,000 BORROWER +-
Access to Housing **
6.750%
6.838%
$6.48
30 Year Fixed Rate
6.750%
6.830%
$6.48
20 Year Fixed Rate
6.375%
6.478%
$7.38
15 Year Fixed Rate
6.125%
6.253%
$8.50
10 Year Fixed Rate
6.000%
6.181%
$11.10
Land Loan 3 Year Adjustable Rate Mortgage 120 Month
9.250%
8.316%
$12.01
3/1 Adjustable Rate Mortgage 360 Month
6.000%
6.724%
$6.53
5/1 Adjustable Rate Mortgage 360 Month
6.125%
6.800%
$6.66
6/1 Adjustable Rate Mortgage 360 Month
6.250%
6.796%
$6.65
3 Year Adjustable Rate Mortgage 360 Month - Primary Residences only
6.250%
6.685%
$6.46
Home Equity Loan 120 Month
6.500%
6.685%
$11.35
Home Equity Loan 180 Month
6.750%
6.881%
$8.84
Home Equity Line of Credit ***
5.500%
5.500%
$4.67

All payment amounts do not include taxes, insurance, flood insurance and private mortgage insurance (PMI) unless otherwise noted.

* The APR (Annual Percentage Rate) is based upon a $100,000 loan amount with a loan to value ratio of 80% or less, unless otherwise noted, subject to approval, additional terms and conditions may apply.

** The APR for the Access to Housing product is based upon a $100,000 loan amount, with a loan to value ratio of 97% or less, subject to approval, additional terms and conditions may apply.  The payment amount does not include taxes, insurance or flood insurance. The APR for this product does include PMI.

*** The APR for the Home Equity Line of Credit is adjustable monthly to the Wall Street Journal/Prime Rate. The interest rate will not go below 5.50% or above 15%.  subject to approval, additional terms and conditions may apply

The APR for adjustable-rate mortgages may increase after consummation.  Interest rates are subject to change without notice.