LOAN PROGRAM
INTEREST RATE
APR *
MONTHLY PRINCIPAL &
INTEREST PAYMENT
PER $1,000 BORROWER +-
Access to Housing **
6.250%
6.335%
$6.15
30 Year Fixed Rate
6.250%
6.328%
$6.15
20 Year Fixed Rate
6.000%
6.102%
$7.16
15 Year Fixed Rate
5.750%
5.877%
$8.30
10 Year Fixed Rate
5.375%
5.554%
$10.79
Land Loan 3 Year Adjustable Rate Mortgage 120 Month
9.000%
7.984%
$12.66
3/1 Adjustable Rate Mortgage 360 Month
5.500%
6.324%
$5.67
5/1 Adjustable Rate Mortgage 360 Month
5.625%
6.384%
$5.75
6/1 Adjustable Rate Mortgage 360 Month
5.750%
6.371%
$5.83
3 Year Adjustable Rate Mortgage 360 Month - Primary Residences only
5.750%
6.246%
$5.83
Home Equity Loan 120 Month
6.625%
6.808%
$11.41
Home Equity Loan 180 Month
6.875%
7.006%
$8.91
Home Equity Line of Credit ***
5.500%
5.500%
$4.67

All payment amounts do not include taxes, insurance, flood insurance and private mortgage insurance (PMI) unless otherwise noted.

* The APR (Annual Percentage Rate) is based upon a $100,000 loan amount with a loan to value ratio of 80% or less, unless otherwise noted, subject to approval, additional terms and conditions may apply.

** The APR for the Access to Housing product is based upon a $100,000 loan amount, with a loan to value ratio of 97% or less, subject to approval, additional terms and conditions may apply.  The payment amount does not include taxes, insurance or flood insurance. The APR for this product does include PMI.

*** The APR for the Home Equity Line of Credit is adjustable monthly to the Wall Street Journal/Prime Rate. The interest rate will not go below 5.50% or above 15%.  subject to approval, additional terms and conditions may apply

The APR for adjustable-rate mortgages may increase after consummation.  Interest rates are subject to change without notice.